> ## Documentation Index
> Fetch the complete documentation index at: https://moopay.cash/llms.txt

# Fees

See what you pay when you use MooPay.

MooPay adds no fee of its own. You may still pay these.

| Fee | When | Who gets it |
| :- | :- | :- |
| Swap fee | Cross-chain payments through 1Click. | The swap service. |
| Network fee | Every on-chain transfer. | The network. |
| Staking reserve | Staking window holds about 0.15 NEAR for fees. | Network, and the rest is returned. |

## Gas on NEAR

Some steps need a little NEAR. If your agent wallet has none, MooPay can lend a small advance and take it back after. If that is off, keep about $1 of NEAR in the agent wallet.

The quote you see before you sign shows the amount the receiver gets and what you pay.