Send money by chatting.

MooPay is an agent that moves money between wallets on Bitcoin, Solana, Ethereum and NEAR. You say what you want. It finds the route, sends it, and tells you when it lands.

Set up in 3 steps

Open MooPayThat's your account. There's no sign-up, no email and no wallet to connect.
Add some moneySay "Add $20 from my Solana wallet" (or Ethereum, Bitcoin and more). MooPay gives you an address and the exact amount to send from your own wallet. It arrives as USDC. You can also send USDC on the NEAR network straight to your agent wallet. $20 to $25 is plenty.
Tell it your own walletSay: "My wallet is you.near." Anything above your working float gets sent back to that wallet automatically.

No NEAR? No problem. Adding from another chain needs none. If you send USDC on NEAR yourself, pick NEAR as the network (not Ethereum).

Where your money is

In a real NEAR wallet, made for you. Its address is shown in the chat, and you can look it up on the blockchain at any time. MooPay keeps only a small working float there. Anything above it goes to your own wallet.

Take it out any time: type /withdraw. It goes to your payout wallet.
Own the wallet: type /export to see its key and import it into any NEAR wallet.
Honest note: MooPay's server can use the wallet to make the payments you ask for. That's why we keep the amount small.

Don't want to deposit?

You don't have to. Ask for a payment and say you'll pay from your own wallet. MooPay gives you either a link to sign in your NEAR wallet, or an address and exact amount to send from Solana, Ethereum or Bitcoin. The money goes straight to the receiver and nothing is stored with MooPay.

Pay without depositingPay $20 to 0xAbc… on Ethereum from my own wallet

How to use it

Just type. Or press / to see shortcuts.

Send money to anyone, on any chainSend $20 to 0xAbc… on Ethereum

Send something only one wallet can openCreate a private claim of $50 for maria.near

Check on thingsDid it arrive? / Show my recent activity

Set it and forget itPay $30 to rent.near every month

MooPay does the work and updates you in the chat. You only step in when it asks.

Getting a private claim

Open the link you were sentIt shows the amount and the one wallet that can claim it.
Connect that wallet and signOnly the wallet named in the claim works. Signing is free.
DoneThe money lands in your wallet. If a claim isn't opened in 24 hours, it goes back to the sender.

Using other AI agents?

Say: "Give my research bot $20 a day, Solana USDC only" or "Let this agent pay up to $50 to bob.near for 2 hours." MooPay makes a key with its own limits, expiry and allowed chains or recipients. Your own rules still apply on top, and big payments ask you first. Type /agents to see them. Say "revoke research bot" to switch one off.

You stay in control

MooPay acts on its own for everyday payments inside your limits. It asks you first for a big payment, a first payment to a new person above a small amount, or any change that raises your limits or switches your payout wallet. It never goes over your daily limit.

Float: MooPay holds only the small working balance you put in. The rest goes to your own wallet.
Fees: shown before you approve. Very small payments lose a bigger share to fixed network fees, so start with $5 or more.
Save your recovery code: your account lives in this browser. Type /recovery to see your code and keep it somewhere safe. On a new browser or computer, type /restore and paste it to get everything back. Anything already swept to your own wallet is safe either way.
On someone else's device: type /restore, paste your code and choose Temporary. It never keeps your recovery code, can't show your wallet key, and ends after an hour of not using it or when you type /signout.
Take back control: /signout removes access from this browser. /reset makes a new recovery code and signs out every other browser. /delete erases your chat, activity, schedules and agent keys from MooPay once your wallet is empty. Your wallet itself lives on the NEAR blockchain.
Lock this browser: type /lock to protect your recovery code with a passphrase. It keeps casual snoopers out; your recovery code still gets you back in if you forget it.
Your chat: kept for 30 days, then deleted. Type /history to stop saving it at all. /freeze stops all spending at once, and a changed payout wallet only starts 24 hours after you approve it.
Private: a fresh one-time address for every payment, and no personal details collected.

Open MooPay