Private claims

Send money that only one named wallet can open.

A claim is a link. Only the wallet you name can open it, and only by signing with that wallet. You send the link to the receiver any way you like.

Create one

Say: Create a private claim of $20 for <address>.

The agent funds the claim and gives you a link. The receiver opens it, signs with the named wallet, and gets the money.

A claim lasts 24 hours. If nobody opens it, the money goes back to you.
It works for NEAR, Solana and EVM wallets. On other chains the receiver gets USDC.
Bitcoin is not supported for claims.

Claims are not zero-knowledge. The claim account is controlled by a key that the MooPay server keeps. See Safety and trust.

For a plain, quick payment to an address, use Send money. Claims add steps for the receiver.